Emergencies can disrupt banking services, payroll, and insurance processing. Being financially ready ensures you can weather the initial impact.
- Cash on hand: Keep small bills in a safe place. During power outages, ATMs and card readers don’t work.
Emergency savings: If possible, set aside $ for unexpected expenses like evacuation costs or home repairs. - Get an insurance check-up: Insurance Institute for Business and Home Safety – Wildfire Ready and Oregon Division of Financial
- Regulation : Prepare now can both help you with this even if you are a renter.
Important documents for everyone:
- Store copies of passports, IDs, birth certificates, and insurance policies in a waterproof, fireproof container.
- Keep a digital backup on a secure cloud or external drive. Include cell phone videos of your entire property and belongings for documentation.
- Include lists of account numbers, emergency contacts, and important passwords.
Businesses:
Phone lists for staff, bank, vendors, a check book – all in waterproof container.
AND have a digital backup.
Insurance checkup. Has business changed a bit ? Is your coverage correct.
Remote access. Can you pay bills, payroll, pause deliveries and update your website or customers.
Employee plan. Does your team know what to do, how to check in or where to meet.
Is everyone signed up for Everbridge alerts?